HCMS is a mobile and web-accessible application solution for your business needs as an entrepreneur. With HCMS, the application can securely store and manage all employee data in one place, as well as provide easy and efficient access for all your company's administrative needs.

The Laku Pandai application (Branchless Banking) stands for Financial Services Without Offices in the Context of Inclusive Finance, which is a program from the Financial Services Authority (OJK) for providing banking services through collaboration with other parties (bank agents) and supported by the use of the latest information technology.

An API management platform designed to support open service standards, including SNAP BI-based Open Banking (National Standard Open API Payment).

The orchestrator is responsible for managing the flow of business processes from various services. The orchestrator combines and sequences calls to multiple APIs, ensuring efficient and consistent integration between systems, and is suitable for complex processes involving multiple backend systems.

Treasury is a system that can facilitate management to have access to information that has been consolidated into one integrated and systematic system. With a system that is connected online, this application can provide comprehensive data and financial positions so that management can make decision-making processes quickly and accurately. The Treasury application is designed to provide flexibility in supporting various types of investment instruments, whether structured products or non-structured products.

OLIBs Kasda is developed to support the management of regional cash that is directly integrated with the banking system so that all transactions in the regional cash account can be managed directly by the regional treasurer.

OLIBS SIPENDAR is an internal application developed to support the reporting process of SIPENDAR (System for Detection and Reporting of Terrorism Financing) to PPATK (Financial Transaction Reports and Analysis Center). SIPENDAR itself is a system of PPATK used to monitor, detect, and report transaction activities that potentially relate to terrorism financing, as well as assist reporting institutions (PJK) in identifying profiles and patterns of suspicious transactions.

OLIBS CAT is a software solution designed to support the reporting and data analysis processes by financial institutions within the framework of the Financial Transaction Reporting and Analysis Center (PPATK) regulatory obligations. With automation features for data extraction, transformation, validation, and delivery according to CAT (Collaborative Analytic Tool) reporting standards.

OLIBS IRIS (Internal Risk Information System) is a digital solution to support the preparation and submission of Individual Risk Assessments (IRA) in accordance with POJK No. 8 of 2023 concerning the Implementation of Anti-Money Laundering and Terrorism Financing Program and PPSPM in the Financial Services Sector. This application helps financial service institutions to identify, assess, mitigate, and report the risks of AML, CFT, and PPSPM automatically and measurably.

OLIBS SLIK is an internal application designed to support the reporting process of SLIK (Financial Information Service System) to the Financial Services Authority (OJK). This application functions as a processor and sender of debtor data sourced from the core banking system, ensuring it aligns with the data structure and reporting format of SLIK version OJK.

PSAK 73 is an accounting standard issued by the Indonesian Institute of Accountants (IAI) that regulates the accounting treatment for leases (Recognition, Measurement, Presentation, and Disclosure). PSAK 73 is adopted from IFRS 16 (International Financial Reporting Standards). PSAK 73 aims to ensure that the lessee and lessor provide relevant information in a correct manner, reflecting the substance of the lease transactions, and providing better transparency regarding the obligations and assets related to lease agreements.

The Statement of Financial Accounting Standards (SFAS) 71 is a guide on the recognition and measurement of financial instruments. In addition to the classification of financial assets, an important point of SFAS 71 is the issue of provisions for the impairment of financial assets in the form of receivables, loans, or credit.

OLIBS SCV is an internal application developed to support the SCV (Single Customer View) reporting process to the Deposit Insurance Corporation (LPS). This application functions as an integration and data consolidation system for customers, combining all account and deposit information from various business units of the bank into a single unified view in accordance with LPS reporting standards.

OLIBS GOAML is an internal application developed to support the reporting process of APU-PPT (Anti-Money Laundering and Counter-Terrorism Financing) to PPATK through the GOAML system (goAML Reporting System). This application serves as a platform for collecting, processing, and automatically sending suspicious financial transaction data and cash transactions from the entire banking network.

OLIBS OBOX is an internal application developed to support the reporting process of OBOX (OJK Box) to the Financial Services Authority (OJK). This application functions as a platform for automation and integration of risk data that is periodically sent from banks to the OJK for the purpose of monitoring credit, market, and liquidity risks.

Both DC and DRC are located in Data Centers managed by TELKOM GROUP, meeting international standards and various certifications such as TIER Certification, ISO 20000, ISO 27001, PCI-DSS, and other certification standards.

Our Data Center (DC) and Disaster Recovery Center (DRC) facilities come with a managed services scheme including infrastructure provision, as well as operator staff serving 7 days a week, 24 hours a day nonstop to support the business operations of all clients.

OLIBs Samsat was developed to manage regional revenues from motor vehicle taxes that are directly integrated with bank services.