
OLIBs PSAK 73
OLIBs PSAK 73
OLIBs PSAK 73
PSAK 73 is an accounting standard issued by the Indonesian Institute of Accountants (IAI) that regulates the accounting treatment for leases (Recognition, Measurement, Presentation, and Disclosure). PSAK 73 is adopted from IFRS 16 (International Financial Reporting Standards). PSAK 73 aims to ensure that the lessee and lessor provide relevant information in a correct manner, reflecting the substance of the lease transactions, and providing better transparency regarding the obligations and assets related to lease agreements.
PSAK 73 is an accounting standard issued by the Indonesian Institute of Accountants (IAI) that regulates the accounting treatment for leases (Recognition, Measurement, Presentation, and Disclosure). PSAK 73 is adopted from IFRS 16 (International Financial Reporting Standards). PSAK 73 aims to ensure that the lessee and lessor provide relevant information in a correct manner, reflecting the substance of the lease transactions, and providing better transparency regarding the obligations and assets related to lease agreements.



Trusted by banking institutions throughout Indonesia
Trusted by banking institutions throughout Indonesia
The best solution for every aspect of business operations
The best solution for every aspect of business operations
The best solution for every aspect of business operations
Collega offers integrated digital solutions to accelerate banking and financial transformation — Designed to enhance the efficiency, security, and reliability of your business.
Collega offers integrated digital solutions to accelerate banking and financial transformation — Designed to enhance the efficiency, security, and reliability of your business.
Collega offers integrated digital solutions to accelerate banking and financial transformation — Designed to enhance the efficiency, security, and reliability of your business.
Main Features
Main Features
Main Features
Centralized Lease Contract Management
Recording and managing all rental contracts in one system.
Calculation of Asset Rights and Lease Liabilities
Accounting Journal Automation
Recalculation & Contract Changes
Reporting & Analytics Dashboard
Centralized Lease Contract Management
Recording and managing all rental contracts in one system.
Calculation of Asset Rights and Lease Liabilities
Accounting Journal Automation
Recalculation & Contract Changes
Reporting & Analytics Dashboard
Centralized Lease Contract Management
Recording and managing all rental contracts in one system.
Calculation of Asset Rights and Lease Liabilities
Accounting Journal Automation
Recalculation & Contract Changes
Reporting & Analytics Dashboard
Product Advantages
Product Advantages
Product Advantages
OLIBs PSAK 73
OLIBs PSAK 73
OLIBs PSAK 73
Compliance with Accounting Standards PSAK 73
Supporting the implementation of lease accounting in accordance with applicable regulations.
Reduce Manual Processes & Error Risks
Automation enhances the accuracy and consistency of data.
Financial Report Transparency
Presenting the position of lease assets and liabilities clearly.
Efficient & Integrated
Easily integrated with financial systems and core banking.
Ready for Audit & Regulator
The data is fully documented and traceable.
Compliance with Accounting Standards PSAK 73
Supporting the implementation of lease accounting in accordance with applicable regulations.
Reduce Manual Processes & Error Risks
Automation enhances the accuracy and consistency of data.
Financial Report Transparency
Presenting the position of lease assets and liabilities clearly.
Efficient & Integrated
Easily integrated with financial systems and core banking.
Ready for Audit & Regulator
The data is fully documented and traceable.
Compliance with Accounting Standards PSAK 73
Supporting the implementation of lease accounting in accordance with applicable regulations.
Reduce Manual Processes & Error Risks
Automation enhances the accuracy and consistency of data.
Financial Report Transparency
Presenting the position of lease assets and liabilities clearly.
Efficient & Integrated
Easily integrated with financial systems and core banking.
Ready for Audit & Regulator
The data is fully documented and traceable.
What Our Clients Say about Collega
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
What Our Clients Say about Collega
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
What Our Clients Say about Collega
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah

Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari

Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu

Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Why Choose Collega
Why Choose Collega
Why Choose Collega
For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.
For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.
For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.
Deep Expertise in the Financial Industry
Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.


Security & Compliance Guaranteed
All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.
Integrated & Scalable Technology
A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach
We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience
Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us
Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Deep Expertise in the Financial Industry
Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed
All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology
A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach
We become strategic partners who understand your challenges and work together to design impactful solutions for operations and clients.

20+ Years of Experience
Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us
Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Deep Expertise in the Financial Industry
Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.


Security & Compliance Guaranteed
All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.
Integrated & Scalable Technology
A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach
We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience
Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us
Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

FAQ about the product
FAQ about the product
FAQ about the product
OLIBs PSAK 73
OLIBs PSAK 73
OLIBs PSAK 73
Do you have any other questions?
Do you have any other questions?
Do you have any other questions?
What is OLIBs PSAK 73?
What is PSAK 73?
What is the purpose of the implementation of PSAK 73?
What are the main changes in PSAK 73 compared to the previous standards?
How do OLIBs PSAK 73 help banks?
What are the benefits of OLIBs PSAK 73 for financial statements?
Does PSAK 73 impact the bank's balance sheet structure?
What is OLIBs PSAK 73?
What is PSAK 73?
What is the purpose of the implementation of PSAK 73?
What are the main changes in PSAK 73 compared to the previous standards?
How do OLIBs PSAK 73 help banks?
What are the benefits of OLIBs PSAK 73 for financial statements?
Does PSAK 73 impact the bank's balance sheet structure?
What is OLIBs PSAK 73?
What is PSAK 73?
What is the purpose of the implementation of PSAK 73?
What are the main changes in PSAK 73 compared to the previous standards?
How do OLIBs PSAK 73 help banks?
What are the benefits of OLIBs PSAK 73 for financial statements?
Does PSAK 73 impact the bank's balance sheet structure?


Let's Realize Your Banking Digital Transformation
The Collega Team is ready to help design the best solutions according to your business needs and regulations.


Let's Realize Your Banking Digital Transformation
The Collega Team is ready to help design the best solutions according to your business needs and regulations.


Let's Realize Your Banking Digital Transformation
The Collega Team is ready to help design the best solutions according to your business needs and regulations.
Products & Solutions
Resources
Address
Talavera Office Park
Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430
+622175924428
+622175924408
marketing@collega.co.id

Resources
Address
Talavera Office Park
Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430
+622175924428
+622175924408
marketing@collega.co.id

Products & Solutions
Address
Talavera Office Park
Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430
+622175924428
+622175924408
marketing@collega.co.id




















