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OLIBs PSAK 73 Logo
OLIBs PSAK 73 Logo

OLIBs PSAK 73

OLIBs PSAK 73

OLIBs PSAK 73

Statement of Financial Accounting Standards (PSAK) 73 regarding cash flow calculations, depreciation calculations and the amortization process for lease contracts according to the duration criteria, as well as certain amounts that will affect financial statements. The OLIBs PSAK 73 application is an easy-to-integrate Surrounding application with the Core Banking System.

Statement of Financial Accounting Standards (PSAK) 73 regarding cash flow calculations, depreciation calculations and the amortization process for lease contracts according to the duration criteria, as well as certain amounts that will affect financial statements. The OLIBs PSAK 73 application is an easy-to-integrate Surrounding application with the Core Banking System.

Statement of Financial Accounting Standards (PSAK) 73 regarding cash flow calculations, depreciation calculations and the amortization process for lease contracts according to the duration criteria, as well as certain amounts that will affect financial statements. The OLIBs PSAK 73 application is an easy-to-integrate Surrounding application with the Core Banking System.

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Illustration of IFRS 16 lease accounting workflow & analytics dashboard. In the center, there is a Lease Accounting panel displaying the total value of liabilities and right-of-use assets, with the status of Recognized Assets, Calculated Liabilities, and IFRS 16 Compliant. On the left side, the Lease Contracts and Asset Recognition (Right-of-Use) modules display a list of lease contracts and asset recognition. On the right side, the Liability Schedule shows the schedule of obligations per period, and the Amortization Timeline displays a graph of principal and interest amortization. Color-coded data flows connect all modules, illustrating the end-to-end process of lease asset recognition, liability calculation, and accounting reporting in accordance with IFRS 16.
Illustration of IFRS 16 lease accounting workflow & analytics dashboard. In the center, there is a Lease Accounting panel displaying the total value of liabilities and right-of-use assets, with the status of Recognized Assets, Calculated Liabilities, and IFRS 16 Compliant. On the left side, the Lease Contracts and Asset Recognition (Right-of-Use) modules display a list of lease contracts and asset recognition. On the right side, the Liability Schedule shows the schedule of obligations per period, and the Amortization Timeline displays a graph of principal and interest amortization. Color-coded data flows connect all modules, illustrating the end-to-end process of lease asset recognition, liability calculation, and accounting reporting in accordance with IFRS 16.
Illustration of IFRS 16 lease accounting workflow & analytics dashboard. In the center, there is a Lease Accounting panel displaying the total value of liabilities and right-of-use assets, with the status of Recognized Assets, Calculated Liabilities, and IFRS 16 Compliant. On the left side, the Lease Contracts and Asset Recognition (Right-of-Use) modules display a list of lease contracts and asset recognition. On the right side, the Liability Schedule shows the schedule of obligations per period, and the Amortization Timeline displays a graph of principal and interest amortization. Color-coded data flows connect all modules, illustrating the end-to-end process of lease asset recognition, liability calculation, and accounting reporting in accordance with IFRS 16.

Trusted by banking institutions throughout Indonesia

Trusted by banking institutions throughout Indonesia

Lease Management Solutions with High Transparency and Accuracy

Lease Management Solutions with High Transparency and Accuracy

An integrated platform to manage lease accounting automatically, ensuring compliance with PSAK 73 and IFRS 16 standards with accurate and documented calculations.

An integrated platform to manage lease accounting automatically, ensuring compliance with PSAK 73 and IFRS 16 standards with accurate and documented calculations.

Lease Management Solutions with High Transparency and Accuracy

An integrated platform to manage lease accounting automatically, ensuring compliance with PSAK 73 and IFRS 16 standards with accurate and documented calculations.

Centralized Lease Contract Management

Recording and managing all rental contracts in one system.

Calculation of Asset Rights and Lease Liabilities

Accounting Journal Automation

Recalculation & Contract Changes

Reporting & Analytics Dashboard

Illustration of an end-to-end financial & compliance management system with digital documents at its core. The platform displays reports, performance charts, an approval calendar, and financial trends connected to various entities such as office buildings, warehouses, SMEs, and properties. Surrounding it are modules for analytics, risk assessments, legal compliance (scales icon), asset tracking, as well as financial reports and coins. The visual depicts orchestration of data, validation, and data-driven financial decision-making within a single integrated ecosystem.

Centralized Lease Contract Management

Recording and managing all rental contracts in one system.

Illustration of an end-to-end financial & compliance management system with digital documents at its core. The platform displays reports, performance charts, an approval calendar, and financial trends connected to various entities such as office buildings, warehouses, SMEs, and properties. Surrounding it are modules for analytics, risk assessments, legal compliance (scales icon), asset tracking, as well as financial reports and coins. The visual depicts orchestration of data, validation, and data-driven financial decision-making within a single integrated ecosystem.

Calculation of Asset Rights and Lease Liabilities

Accounting Journal Automation

Recalculation & Contract Changes

Reporting & Analytics Dashboard

Product Advantages

Product Advantages

OLIBs PSAK 73

OLIBs PSAK 73

Product Advantages

OLIBs PSAK 73

  • Illustration of PSAK 73 (leases) compliance and accounting validation. In the center, there is a clipboard labeled 'PSAK 73' with a checklist marked with ticks, symbolizing standard fulfillment. Surrounding it are a calculator with rupiah values, contract documents, a magnifying glass (audit/review), and a green shield marked with a tick (compliance & internal control). Elements like buildings, vehicles, scales of justice, keys, and piles of money/coins represent leased assets, fair value assessment, security, and financial impact. The visuals illustrate the structured and compliant process of recognition, measurement, verification, and reporting of leases according to PSAK 73.

    Compliance with Accounting Standards PSAK 73

    Supporting the implementation of lease accounting in accordance with applicable regulations.

  • Illustration of AI-assisted validation, risk review, and secure analytics workflow. On the left side, there is a clipboard checklist with checkmarks and crosses, warning icons, and money/coins symbolizing findings and financial impact. In the center, a green-orange flow arrow indicates the process of ongoing improvement and validation. On the right side, a laptop displays an analytics dashboard (bar and pie charts) overseen by a robot/AI assistant, equipped with a magnifying glass (audit/inspection) and a green shield with a checkmark (security & compliance). The visual illustrates the transition from risk findings to verified safe and compliant analytics.

    Reduce Manual Processes & Error Risks

    Automation enhances the accuracy and consistency of data.

  • Illustration of asset vs liability analysis and financial compliance. In the middle, there is a laptop displaying a dashboard with two columns ASSET and LIABILITY, containing icons of assets (a car, a growth chart) and liabilities (a truck, a chart). A magnifying glass in front of the screen symbolizes the audit and review process. On the right side, there is a calculator with rupiah values, a balance scale, and a green shield marked with a check that indicates compliance and internal control. Surrounding it are documents, a pen, cash, and coins, as well as a stack of reports, illustrating the evaluation of financial positions, measurement of monetary impact, and structured and compliant validation of assets-liabilities.

    Financial Report Transparency

    Presenting the position of lease assets and liabilities clearly.

  • Illustration of an integrated financial analytics & secure banking ecosystem. In the center, there is an analytical dashboard on a monitor with bar graphs, line charts, and pie charts. On the left, a bank building with a green shield marked with a check (security & compliance), bank cards, cash, and coins can be seen. On the right, there is a smartphone with a similar dashboard, a calculator in rupiah value, gears (automation), and an upward trend arrow. Above, a cloud with upload/download icons signifies data synchronization. A magnifying glass symbolizes audit/monitoring. The visuals illustrate secure, integrated, and data-driven omnichannel financial analytics.

    Efficient & Integrated

    Easily integrated with financial systems and core banking.

  • Illustration of financial audit & regulatory compliance. In the center is a clipboard labeled “AUDIT REPORT” with a checklist marked with checks and a summary graph. In front, there is a magnifying glass (review/audit). On the left, there is a stack of data labeled DATA, money/coins, and a green shield with a check mark (security & compliance). On the right, there is a calendar with a stamp saying “APPROVED,” a calculator, a judge's gavel, and an institutional/regulatory building with a flag. The visual depicts the audit process, data validation, approval, and end-to-end financial compliance.

    Ready for Audit & Regulator

    The data is fully documented and traceable.

  • Illustration of PSAK 73 (leases) compliance and accounting validation. In the center, there is a clipboard labeled 'PSAK 73' with a checklist marked with ticks, symbolizing standard fulfillment. Surrounding it are a calculator with rupiah values, contract documents, a magnifying glass (audit/review), and a green shield marked with a tick (compliance & internal control). Elements like buildings, vehicles, scales of justice, keys, and piles of money/coins represent leased assets, fair value assessment, security, and financial impact. The visuals illustrate the structured and compliant process of recognition, measurement, verification, and reporting of leases according to PSAK 73.

    Compliance with Accounting Standards PSAK 73

    Supporting the implementation of lease accounting in accordance with applicable regulations.

  • Illustration of AI-assisted validation, risk review, and secure analytics workflow. On the left side, there is a clipboard checklist with checkmarks and crosses, warning icons, and money/coins symbolizing findings and financial impact. In the center, a green-orange flow arrow indicates the process of ongoing improvement and validation. On the right side, a laptop displays an analytics dashboard (bar and pie charts) overseen by a robot/AI assistant, equipped with a magnifying glass (audit/inspection) and a green shield with a checkmark (security & compliance). The visual illustrates the transition from risk findings to verified safe and compliant analytics.

    Reduce Manual Processes & Error Risks

    Automation enhances the accuracy and consistency of data.

  • Illustration of asset vs liability analysis and financial compliance. In the middle, there is a laptop displaying a dashboard with two columns ASSET and LIABILITY, containing icons of assets (a car, a growth chart) and liabilities (a truck, a chart). A magnifying glass in front of the screen symbolizes the audit and review process. On the right side, there is a calculator with rupiah values, a balance scale, and a green shield marked with a check that indicates compliance and internal control. Surrounding it are documents, a pen, cash, and coins, as well as a stack of reports, illustrating the evaluation of financial positions, measurement of monetary impact, and structured and compliant validation of assets-liabilities.

    Financial Report Transparency

    Presenting the position of lease assets and liabilities clearly.

  • Illustration of an integrated financial analytics & secure banking ecosystem. In the center, there is an analytical dashboard on a monitor with bar graphs, line charts, and pie charts. On the left, a bank building with a green shield marked with a check (security & compliance), bank cards, cash, and coins can be seen. On the right, there is a smartphone with a similar dashboard, a calculator in rupiah value, gears (automation), and an upward trend arrow. Above, a cloud with upload/download icons signifies data synchronization. A magnifying glass symbolizes audit/monitoring. The visuals illustrate secure, integrated, and data-driven omnichannel financial analytics.

    Efficient & Integrated

    Easily integrated with financial systems and core banking.

  • Illustration of financial audit & regulatory compliance. In the center is a clipboard labeled “AUDIT REPORT” with a checklist marked with checks and a summary graph. In front, there is a magnifying glass (review/audit). On the left, there is a stack of data labeled DATA, money/coins, and a green shield with a check mark (security & compliance). On the right, there is a calendar with a stamp saying “APPROVED,” a calculator, a judge's gavel, and an institutional/regulatory building with a flag. The visual depicts the audit process, data validation, approval, and end-to-end financial compliance.

    Ready for Audit & Regulator

    The data is fully documented and traceable.

FAQ about the product

FAQ about the product

OLIBs PSAK 73

OLIBs PSAK 73

Do you have any other questions?

FAQ about the product

OLIBs PSAK 73

Do you have any other questions?

What is OLIBs PSAK 73?

What is PSAK 73?

What is the purpose of the implementation of PSAK 73?

What are the main changes in PSAK 73 compared to the previous standards?

How do OLIBs PSAK 73 help banks?

What are the benefits of OLIBs PSAK 73 for financial statements?

Does PSAK 73 impact the bank's balance sheet structure?

What is OLIBs PSAK 73?

What is PSAK 73?

What is the purpose of the implementation of PSAK 73?

What are the main changes in PSAK 73 compared to the previous standards?

How do OLIBs PSAK 73 help banks?

What are the benefits of OLIBs PSAK 73 for financial statements?

Does PSAK 73 impact the bank's balance sheet structure?

What Our Clients Say about Collega

What Our Clients Say about Collega

What Our Clients Say about Collega

Why Choose Collega

Why Choose Collega

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

Why Choose Collega

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

Deep Expertise in the Financial Industry

Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed

All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology

A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach

We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience

Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us

Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

  • Deep Expertise in the Financial Industry

    Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

  • Security & Compliance Guaranteed

    All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

  • Integrated & Scalable Technology

    A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

  • Collaborative Approach

    We become strategic partners who understand your challenges and work together to design impactful solutions for operations and clients.

  • 20+ Years of Experience

    Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

  • 30+ Banks & Financial Institutions Trust Us

    Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Deep Expertise in the Financial Industry

Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed

All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology

A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach

We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience

Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us

Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Contact Us
Contact Us
Schedule Demo
Schedule Demo

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Contact Us
Contact Us
Schedule Demo
Schedule Demo

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Contact Us
Contact Us
Schedule Demo
Schedule Demo

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Consultation & Implementation

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Resources

Blog

Press Room

Events & Webinars

Company

About Us

Career

TTIS

Whistleblowing System

Address

Talavera Office Park

Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430

+622175924428

marketing@collega.co.id

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Cookie Policy

Sitemap

Advanced Banking

Cyber Security

Digital Solution

Cloud Infrastructure

Follow Us

Products & Solutions

Core Banking

Regulatory & Financing Application

Corporate Banking

Individual Banking

Switching & Middleware

BI & Data Warehouse

E-Gov & Surrounding

Service

Consultation & Implementation

Managed Services

Custom Development

Infrastructure

Cyber Security

Resources

Blog

Press Room

Events & Webinars

Company

About Us

Career

TTIS

Whistleblowing System

Address

Talavera Office Park

Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430

+622175924428

marketing@collega.co.id

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Cookie Policy

Sitemap