Integrated Digital Solutions for Banking Transformation

HCMS is a mobile and web-accessible application solution for your business needs as an entrepreneur. With HCMS, the application can securely store and manage all employee data in one place, as well as provide easy and efficient access for all your company's administrative needs.

The Laku Pandai application (Branchless Banking) stands for Financial Services Without Offices in the Context of Inclusive Finance, which is a program from the Financial Services Authority (OJK) for providing banking services through collaboration with other parties (bank agents) and supported by the use of the latest information technology.

An API management platform designed to support open service standards, including SNAP BI-based Open Banking (National Standard Open API Payment).

The orchestrator is responsible for managing the flow of business processes from various services. The orchestrator combines and sequences calls to multiple APIs, ensuring efficient and consistent integration between systems, and is suitable for complex processes involving multiple backend systems.

Treasury is a system that can facilitate management to have access to information that has been consolidated into one integrated and systematic system. With a system that is connected online, this application can provide comprehensive data and financial positions so that management can make decision-making processes quickly and accurately. The Treasury application is designed to provide flexibility in supporting various types of investment instruments, whether structured products or non-structured products.

OLIBs Kasda is developed to support the management of regional cash that is directly integrated with the banking system so that all transactions in the regional cash account can be managed directly by the regional treasurer.

OLIBs Samsat was developed to manage regional revenues from motor vehicle taxes that are directly integrated with bank services.

Business Intelligence & Data Warehouse are developed to meet the management's needs in accessing strategic financial data to support decision-making. This application is web-based and can be accessed through mobile devices.

OLIBs ESB Middleware is an application developed to facilitate transactions from external parties to the bank.

OLIBs Switching724 serves transactions from electronic channels that operate 7 days a week, 24 hours a day non-stop. These electronic channels include ATMs, POST, and transactions from third-party networks (Mastercard, Visa, ATM Bersama, etc.) OLIBs Switching 724 supports business and operational activities and is card-based.

OLIBs DigiBank Super App is a mobile-based application that can be accessed by bank customers via their mobile phones. This app is also known as an All In One application because it serves as a preferred solution to facilitate various daily needs with a user-friendly and convenient customer experience, starting with:

Digital Lending is a web-based application designed to assist banks in providing services for the application process of both consumer and productive financing facilities. By implementing the Digital Lending application, the process of applying for consumer credit/financing starts from the application, data collection/data verification & document verification, credit analysis, credit committee, and disbursement can be monitored through mobile & web.