OLIBs Laku Pandai Logo
OLIBs Laku Pandai Logo

OLIBs Mobile Lakupandai

OLIBs Mobile Lakupandai

OLIBs Mobile Lakupandai

OLIBs Mobile Lakupandai is a mobile-based application for Office-less Financial Services in the context of Inclusive Finance that allows the public to open savings accounts and conduct transactions such as deposits, withdrawals, fund transfers, purchases, and payments through bank agent intermediaries. OLIBs Mobile Lakupandai can be accessed by bank agents via smartphones that run on the Android and iOS operating systems.

OLIBs Mobile Lakupandai is a mobile-based application for Office-less Financial Services in the context of Inclusive Finance that allows the public to open savings accounts and conduct transactions such as deposits, withdrawals, fund transfers, purchases, and payments through bank agent intermediaries. OLIBs Mobile Lakupandai can be accessed by bank agents via smartphones that run on the Android and iOS operating systems.

OLIBs Mobile Lakupandai is a mobile-based application for Office-less Financial Services in the context of Inclusive Finance that allows the public to open savings accounts and conduct transactions such as deposits, withdrawals, fund transfers, purchases, and payments through bank agent intermediaries. OLIBs Mobile Lakupandai can be accessed by bank agents via smartphones that run on the Android and iOS operating systems.

A photo of an agent banking application (Laku Pandai) is displayed on a smartphone held in hand at a kiosk/agent. The screen shows the greeting "Good afternoon, JONI KEMODI!" with the Agent Savings Card (balance hidden, **Account No ****3126, Agent Level: A) and buttons to View Agent Profile and Add Customer. Below it, there is a main menu in icon form: Customer Information, Transfer, Payment, Purchase, Cash Deposit, Cash Withdrawal, Favorite Transactions, Print Receipt. The information section displays the LAKU PANDAI logo – Community Partner. The blurred background shows a kiosk attendant and customers, emphasizing the context of inclusive financial services through bank agents in a retail environment. The blue-white interface with simple icons indicates easy access, daily transactions, and agent-based digital banking services.
A photo of an agent banking application (Laku Pandai) is displayed on a smartphone held in hand at a kiosk/agent. The screen shows the greeting "Good afternoon, JONI KEMODI!" with the Agent Savings Card (balance hidden, **Account No ****3126, Agent Level: A) and buttons to View Agent Profile and Add Customer. Below it, there is a main menu in icon form: Customer Information, Transfer, Payment, Purchase, Cash Deposit, Cash Withdrawal, Favorite Transactions, Print Receipt. The information section displays the LAKU PANDAI logo – Community Partner. The blurred background shows a kiosk attendant and customers, emphasizing the context of inclusive financial services through bank agents in a retail environment. The blue-white interface with simple icons indicates easy access, daily transactions, and agent-based digital banking services.
A photo of an agent banking application (Laku Pandai) is displayed on a smartphone held in hand at a kiosk/agent. The screen shows the greeting "Good afternoon, JONI KEMODI!" with the Agent Savings Card (balance hidden, **Account No ****3126, Agent Level: A) and buttons to View Agent Profile and Add Customer. Below it, there is a main menu in icon form: Customer Information, Transfer, Payment, Purchase, Cash Deposit, Cash Withdrawal, Favorite Transactions, Print Receipt. The information section displays the LAKU PANDAI logo – Community Partner. The blurred background shows a kiosk attendant and customers, emphasizing the context of inclusive financial services through bank agents in a retail environment. The blue-white interface with simple icons indicates easy access, daily transactions, and agent-based digital banking services.

Trusted by banking institutions throughout Indonesia

Trusted by banking institutions throughout Indonesia

Branchless Banking for Greater Financial Inclusion

Branchless Banking for Greater Financial Inclusion

Digital agent-based solutions to expand access to banking services easily, quickly, and securely.

Digital agent-based solutions to expand access to banking services easily, quickly, and securely.

Branchless Banking for Greater Financial Inclusion

Digital agent-based solutions to expand access to banking services easily, quickly, and securely.

Middleware

It is a module that functions to communicate and interconnect between the Laku Pandai Gateway and the Core Gateway as well as with other Hosts using the ISO 8583 messaging standard and JSON.

Gateway Core

Laku Pandai Gateway

Mobile Application Server

A 3D styled digital illustration depicting a data server integration center, featuring a main processing device in the center connected to three different data storage locations via glowing information pathways. These pathways are equipped with small padlock icons symbolizing secure data transmission, linking the banking structure, cloud data center, and local server stack within a synchronized and systematically protected ecosystem network.

Middleware

It is a module that functions to communicate and interconnect between the Laku Pandai Gateway and the Core Gateway as well as with other Hosts using the ISO 8583 messaging standard and JSON.

A 3D styled digital illustration depicting a data server integration center, featuring a main processing device in the center connected to three different data storage locations via glowing information pathways. These pathways are equipped with small padlock icons symbolizing secure data transmission, linking the banking structure, cloud data center, and local server stack within a synchronized and systematically protected ecosystem network.

Gateway Core

Laku Pandai Gateway

Mobile Application Server

Product Advantages

Product Advantages

OLIBs Mobile Lakupandai

OLIBs Mobile Lakupandai

Product Advantages

OLIBs Mobile Lakupandai

FAQ about the product

FAQ about the product

OLIBs Mobile Lakupandai

OLIBs Mobile Lakupandai

FAQ about the product

OLIBs Mobile Lakupandai

What are the benefits of using Laku Pandai?

Can the Laku Pandai application be used 24 hours a day?

Is the Laku Pandai transaction safe?

Does Laku Pandai connect directly with the banking system?

What services are available at Laku Pandai?

Who can use Laku Pandai?

What is Laku Pandai?

What are the benefits of using Laku Pandai?

Can the Laku Pandai application be used 24 hours a day?

Is the Laku Pandai transaction safe?

Does Laku Pandai connect directly with the banking system?

What services are available at Laku Pandai?

Who can use Laku Pandai?

What is Laku Pandai?

What Our Clients Say about Collega

What Our Clients Say about Collega

What Our Clients Say about Collega

Why Choose Collega

Why Choose Collega

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

Why Choose Collega

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

Deep Expertise in the Financial Industry

Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed

All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology

A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach

We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience

Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us

Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Deep Expertise in the Financial Industry

Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed

All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology

A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach

We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience

Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us

Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Sitemap

Address

Talavera Office Park

Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430

+622175924428

marketing@collega.co.id

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Sitemap

Address

Talavera Office Park

Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430

+622175924428

marketing@collega.co.id

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Sitemap