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OLIBs PSAK 71 Logo
OLIBs PSAK 71 Logo

OLIBs PSAK 71

OLIBs PSAK 71

OLIBs PSAK 71

The Financial Accounting Standards Statement (PSAK) 71 on Financial Instruments, which was adopted from the International Financial Reporting Standards (IFRS) 9 published by the International Accounting Standards Board (IASB). Supporting infrastructure, both Data Center and in the DRC, which can ensure performance for the OLIBs PSAK 71 application services.

The Financial Accounting Standards Statement (PSAK) 71 on Financial Instruments, which was adopted from the International Financial Reporting Standards (IFRS) 9 published by the International Accounting Standards Board (IASB). Supporting infrastructure, both Data Center and in the DRC, which can ensure performance for the OLIBs PSAK 71 application services.

The Financial Accounting Standards Statement (PSAK) 71 on Financial Instruments, which was adopted from the International Financial Reporting Standards (IFRS) 9 published by the International Accounting Standards Board (IASB). Supporting infrastructure, both Data Center and in the DRC, which can ensure performance for the OLIBs PSAK 71 application services.

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Illustration of the Expected Credit Loss (ECL) & IFRS 9 integrated analytics dashboard. In the center, there is the ECL Calculation panel with a total value (Rp8,375,000), a distribution table of exposure per Stage 1, Stage 2, and Stage 3, as well as a time-based Expected Credit Loss Forecast graph. On the left side, the Asset Classification panel displays asset segmentation per stage and exposure value, along with Risk Stages showing a percentage gauge (71%) and a summary of covered exposure. On the right side, the Trend Analysis panel presents a trend graph of impairment per stage with IFRS 9 compliant indicators. Color-coded data flows connect all panels, illustrating the process of asset classification, risk assessment, ECL calculation, and end-to-end trend analysis.
Illustration of the Expected Credit Loss (ECL) & IFRS 9 integrated analytics dashboard. In the center, there is the ECL Calculation panel with a total value (Rp8,375,000), a distribution table of exposure per Stage 1, Stage 2, and Stage 3, as well as a time-based Expected Credit Loss Forecast graph. On the left side, the Asset Classification panel displays asset segmentation per stage and exposure value, along with Risk Stages showing a percentage gauge (71%) and a summary of covered exposure. On the right side, the Trend Analysis panel presents a trend graph of impairment per stage with IFRS 9 compliant indicators. Color-coded data flows connect all panels, illustrating the process of asset classification, risk assessment, ECL calculation, and end-to-end trend analysis.
Illustration of the Expected Credit Loss (ECL) & IFRS 9 integrated analytics dashboard. In the center, there is the ECL Calculation panel with a total value (Rp8,375,000), a distribution table of exposure per Stage 1, Stage 2, and Stage 3, as well as a time-based Expected Credit Loss Forecast graph. On the left side, the Asset Classification panel displays asset segmentation per stage and exposure value, along with Risk Stages showing a percentage gauge (71%) and a summary of covered exposure. On the right side, the Trend Analysis panel presents a trend graph of impairment per stage with IFRS 9 compliant indicators. Color-coded data flows connect all panels, illustrating the process of asset classification, risk assessment, ECL calculation, and end-to-end trend analysis.

Trusted by banking institutions throughout Indonesia

Trusted by banking institutions throughout Indonesia

Accurate and Measurable Impairment Management Solutions

Accurate and Measurable Impairment Management Solutions

Digital solutions to support the implementation of PSAK 71 in the recognition, classification, and measurement of impairment reserves for financial assets accurately and measurably.

Digital solutions to support the implementation of PSAK 71 in the recognition, classification, and measurement of impairment reserves for financial assets accurately and measurably.

Accurate and Measurable Impairment Management Solutions

Digital solutions to support the implementation of PSAK 71 in the recognition, classification, and measurement of impairment reserves for financial assets accurately and measurably.

Calculation of Expected Credit Loss (ECL)

Calculating reserves for impairment losses in accordance with PSAK 71 standards.

Centralized Data Integration

Model & Risk Parameter

Process Automation & Recalculation

Reporting & Analytics Dashboard

Illustration of financial performance & risk analytics pipeline. The visual presents a series of analytical dashboards (trend graphs, risk gauges, pie charts, histograms, and heatmaps) flowing into calculation and scheduling modules, periodic performance analysis, as well as risk and compliance assessment (scales and percentage icons). On the right side, there's a representation of value growth and layered risk structure with green-yellow-red indicators. It depicts the end-to-end financial data analysis process for data-driven decision-making.

Calculation of Expected Credit Loss (ECL)

Calculating reserves for impairment losses in accordance with PSAK 71 standards.

Illustration of financial performance & risk analytics pipeline. The visual presents a series of analytical dashboards (trend graphs, risk gauges, pie charts, histograms, and heatmaps) flowing into calculation and scheduling modules, periodic performance analysis, as well as risk and compliance assessment (scales and percentage icons). On the right side, there's a representation of value growth and layered risk structure with green-yellow-red indicators. It depicts the end-to-end financial data analysis process for data-driven decision-making.

Centralized Data Integration

Model & Risk Parameter

Process Automation & Recalculation

Reporting & Analytics Dashboard

Product Advantages

Product Advantages

OLIBs PSAK 71

OLIBs PSAK 71

Product Advantages

OLIBs PSAK 71

  • Illustration of PSAK 71 / IFRS 9 – Expected Credit Loss (ECL) & credit risk assessment. In the center, there is a clipboard labeled "PSAK 71" with a compliance checklist and an ECL table for Stage 1, Stage 2, and Stage 3 along with monetary values. On the left, data sources (a stack of databases), money/coins, and analytical documents are visible. On the right, there is a credit report with a risk gauge, a balance scale of justice, a green shield marked with a check (compliance), and a calculator. A magnifying glass indicates the review/audit process. The visual illustrates the classification of assets, measurement of ECL, credit risk assessment, and the integration of PSAK 71 compliance.

    Compliance with the Financial Accounting Standards PSAK 71

    Supporting the implementation of ECL in accordance with the applicable regulations.

  • An illustration of the transition from risky manual calculations to AI-based automatic validation. On the left side, a human hand uses a calculator showing the value -Rp1,000,000 with a warning icon and a cross mark on the worksheet, indicating financial errors/risks. Cash and coins are surrounding it. A yellow-green transition arrow points to the right. On the right side, an AI/robot assistant stands behind the calculator with the same value -Rp1,000,000, but accompanied by a magnifying glass, a green shield with a check mark, and an approval indicator, signaling review, validation, and compliance. A stack of money and validated documents demonstrates results that are safe, accurate, and compliant through AI automation.

    Accuracy & Consistency of Calculations

    Reducing the risk of manual errors and data inconsistencies.

  • Illustration of AI-driven risk management, analytics, and compliance decision-making. In the center, there is an analytics dashboard on a large monitor displaying trend graphs, performance indicators, and risk scores. On the left, a magnifying glass enlarges the RISK meter at a High level, accompanied by a calculator showing rupiah value and cash/coins, indicating the financial impact of the risk. On the right, an AI/robot assistant stands behind an orange shield (warning) and a green shield with a checkmark (approved/compliant), with a scale of justice symbolizing compliance and objective assessment. A professional stands analyzing the results in front of a risk assessment clipboard (Low–Medium–High). The visuals depict the orchestration of analytics, risk evaluation, AI-based mitigation, and secure, regulation-compliant decision-making.

    Supporting Credit Risk Management

    Providing sharper risk insights for decision making.

  • Illustration of AI-driven financial analytics, automation, and performance optimization. In the center, there is an analytical dashboard on a monitor displaying bar charts, line graphs, and performance indicators with validated status (checkmark icon). On the left, an AI/robot assistant holds an analytical report, alongside cash and coins, as well as curved flow arrows signifying repetitive processes and continuous improvement. On the right, a calculator shows the value −Rp1,000,000, a stopwatch represents time efficiency, and gears indicate process automation. A magnifying glass in front of the screen represents review and control. Green-orange arrows at the bottom illustrate the integrated, secure, and data-driven optimization, validation, and performance improvement cycle.

    Efficient & Automated

    Accelerate the calculation and reporting cycle.

  • Illustration of AI-powered data analytics & banking performance growth. On the left side, an AI/robot assistant points to an analytics report next to a stack of data blocks (DATA/BANK/DATA) and money/coins, indicating the processing of financial data. A green-yellow flow arrow shows the flow of data and value towards the center. In the center-right, the analytics dashboard on the monitor displays bar charts, trend lines, and risk/performance gauges with validated status (checkmark icon). In front of the monitor is a green shield (security & compliance). In the bottom right, a calculator labeled "ANALYTICS", a BANK label, and a stopwatch symbolize calculation, banking context, and time efficiency. A large upward arrow with a city building background illustrates business performance and value growth driven by AI analytics in a secure and integrated manner.

    Integrated & Scalable

    Easily developed alongside the growth of the portfolio and analytical needs.

  • Illustration of PSAK 71 / IFRS 9 – Expected Credit Loss (ECL) & credit risk assessment. In the center, there is a clipboard labeled "PSAK 71" with a compliance checklist and an ECL table for Stage 1, Stage 2, and Stage 3 along with monetary values. On the left, data sources (a stack of databases), money/coins, and analytical documents are visible. On the right, there is a credit report with a risk gauge, a balance scale of justice, a green shield marked with a check (compliance), and a calculator. A magnifying glass indicates the review/audit process. The visual illustrates the classification of assets, measurement of ECL, credit risk assessment, and the integration of PSAK 71 compliance.

    Compliance with the Financial Accounting Standards PSAK 71

    Supporting the implementation of ECL in accordance with the applicable regulations.

  • An illustration of the transition from risky manual calculations to AI-based automatic validation. On the left side, a human hand uses a calculator showing the value -Rp1,000,000 with a warning icon and a cross mark on the worksheet, indicating financial errors/risks. Cash and coins are surrounding it. A yellow-green transition arrow points to the right. On the right side, an AI/robot assistant stands behind the calculator with the same value -Rp1,000,000, but accompanied by a magnifying glass, a green shield with a check mark, and an approval indicator, signaling review, validation, and compliance. A stack of money and validated documents demonstrates results that are safe, accurate, and compliant through AI automation.

    Accuracy & Consistency of Calculations

    Reducing the risk of manual errors and data inconsistencies.

  • Illustration of AI-driven risk management, analytics, and compliance decision-making. In the center, there is an analytics dashboard on a large monitor displaying trend graphs, performance indicators, and risk scores. On the left, a magnifying glass enlarges the RISK meter at a High level, accompanied by a calculator showing rupiah value and cash/coins, indicating the financial impact of the risk. On the right, an AI/robot assistant stands behind an orange shield (warning) and a green shield with a checkmark (approved/compliant), with a scale of justice symbolizing compliance and objective assessment. A professional stands analyzing the results in front of a risk assessment clipboard (Low–Medium–High). The visuals depict the orchestration of analytics, risk evaluation, AI-based mitigation, and secure, regulation-compliant decision-making.

    Supporting Credit Risk Management

    Providing sharper risk insights for decision making.

  • Illustration of AI-driven financial analytics, automation, and performance optimization. In the center, there is an analytical dashboard on a monitor displaying bar charts, line graphs, and performance indicators with validated status (checkmark icon). On the left, an AI/robot assistant holds an analytical report, alongside cash and coins, as well as curved flow arrows signifying repetitive processes and continuous improvement. On the right, a calculator shows the value −Rp1,000,000, a stopwatch represents time efficiency, and gears indicate process automation. A magnifying glass in front of the screen represents review and control. Green-orange arrows at the bottom illustrate the integrated, secure, and data-driven optimization, validation, and performance improvement cycle.

    Efficient & Automated

    Accelerate the calculation and reporting cycle.

  • Illustration of AI-powered data analytics & banking performance growth. On the left side, an AI/robot assistant points to an analytics report next to a stack of data blocks (DATA/BANK/DATA) and money/coins, indicating the processing of financial data. A green-yellow flow arrow shows the flow of data and value towards the center. In the center-right, the analytics dashboard on the monitor displays bar charts, trend lines, and risk/performance gauges with validated status (checkmark icon). In front of the monitor is a green shield (security & compliance). In the bottom right, a calculator labeled "ANALYTICS", a BANK label, and a stopwatch symbolize calculation, banking context, and time efficiency. A large upward arrow with a city building background illustrates business performance and value growth driven by AI analytics in a secure and integrated manner.

    Integrated & Scalable

    Easily developed alongside the growth of the portfolio and analytical needs.

FAQ about the product

FAQ about the product

OLIBs PSAK 71

OLIBs PSAK 71

Do you have any other questions?

FAQ about the product

OLIBs PSAK 71

Do you have any other questions?

What is OLIBs PSAK 71?

What is the main purpose of OLIBs PSAK 71?

How does OLIBs PSAK 71 work?

What systems are involved in the calculation of PSAK 71?

What are the benefits of using OLIBs PSAK 71?

Does OLIBs PSAK 71 support internal and regulatory reporting?

Is OLIBs PSAK 71 safe?

What is OLIBs PSAK 71?

What is the main purpose of OLIBs PSAK 71?

How does OLIBs PSAK 71 work?

What systems are involved in the calculation of PSAK 71?

What are the benefits of using OLIBs PSAK 71?

Does OLIBs PSAK 71 support internal and regulatory reporting?

Is OLIBs PSAK 71 safe?

What Our Clients Say about Collega

What Our Clients Say about Collega

What Our Clients Say about Collega

Why Choose Collega

Why Choose Collega

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

Why Choose Collega

For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.

Deep Expertise in the Financial Industry

Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed

All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology

A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach

We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience

Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us

Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

  • Deep Expertise in the Financial Industry

    Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

  • Security & Compliance Guaranteed

    All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

  • Integrated & Scalable Technology

    A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

  • Collaborative Approach

    We become strategic partners who understand your challenges and work together to design impactful solutions for operations and clients.

  • 20+ Years of Experience

    Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

  • 30+ Banks & Financial Institutions Trust Us

    Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Deep Expertise in the Financial Industry

Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.

Security & Compliance Guaranteed

All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.

Integrated & Scalable Technology

A modular and flexible solution, easy to integrate, and ready to grow with your business needs.

Collaborative Approach

We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.

20+ Years of Experience

Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.

30+ Banks & Financial Institutions Trust Us

Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Contact Us
Contact Us
Schedule Demo
Schedule Demo

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Contact Us
Contact Us
Schedule Demo
Schedule Demo

Let's Realize Your Banking Digital Transformation

The Collega Team is ready to help design the best solutions according to your business needs and regulations.

Contact Us
Contact Us
Schedule Demo
Schedule Demo

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Follow Us

Products & Solutions

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Consultation & Implementation

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Custom Development

Infrastructure

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Resources

Blog

Press Room

Events & Webinars

Company

About Us

Career

TTIS

Whistleblowing System

Address

Talavera Office Park

Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430

+622175924428

marketing@collega.co.id

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Cookie Policy

Sitemap

Advanced Banking

Cyber Security

Digital Solution

Cloud Infrastructure

Follow Us

Products & Solutions

Core Banking

Regulatory & Financing Application

Corporate Banking

Individual Banking

Switching & Middleware

BI & Data Warehouse

E-Gov & Surrounding

Service

Consultation & Implementation

Managed Services

Custom Development

Infrastructure

Cyber Security

Resources

Blog

Press Room

Events & Webinars

Company

About Us

Career

TTIS

Whistleblowing System

Address

Talavera Office Park

Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430

+622175924428

marketing@collega.co.id

© 2026 PT Collega Inti Pratama. All Rights Reserved.

Privacy Policies

Cookie Policy

Sitemap