OLIBs Laku Pandai
OLIBs Laku Pandai
OLIBs Laku Pandai
The Laku Pandai application (Branchless Banking) stands for Financial Services Without Offices in the Context of Inclusive Finance, which is a program from the Financial Services Authority (OJK) for providing banking services through collaboration with other parties (bank agents) and supported by the use of the latest information technology.
The Laku Pandai application (Branchless Banking) stands for Financial Services Without Offices in the Context of Inclusive Finance, which is a program from the Financial Services Authority (OJK) for providing banking services through collaboration with other parties (bank agents) and supported by the use of the latest information technology.
Trusted by banking institutions throughout Indonesia
Trusted by banking institutions throughout Indonesia
The best solution for every aspect of business operations
The best solution for every aspect of business operations
The best solution for every aspect of business operations
Collega offers integrated digital solutions to accelerate banking and financial transformation — Designed to enhance the efficiency, security, and reliability of your business.
Collega offers integrated digital solutions to accelerate banking and financial transformation — Designed to enhance the efficiency, security, and reliability of your business.
Collega offers integrated digital solutions to accelerate banking and financial transformation — Designed to enhance the efficiency, security, and reliability of your business.
Main Features
Main Features
Main Features
Middleware
It is a module that functions to communicate and interconnect between the Laku Pandai Gateway and the Core Gateway, as well as with other Hosts using the ISO 8583 and JSON messaging standards.
Gateway Core
Laku Pandai Gateway
Mobile Application Server
Application Features
Middleware
It is a module that functions to communicate and interconnect between the Laku Pandai Gateway and the Core Gateway, as well as with other Hosts using the ISO 8583 and JSON messaging standards.
Gateway Core
Laku Pandai Gateway
Mobile Application Server
Application Features
Middleware
It is a module that functions to communicate and interconnect between the Laku Pandai Gateway and the Core Gateway, as well as with other Hosts using the ISO 8583 and JSON messaging standards.
Gateway Core
Laku Pandai Gateway
Mobile Application Server
Application Features
Product Advantages
Product Advantages
Product Advantages
OLIBs Laku Pandai
OLIBs Laku Pandai
OLIBs Laku Pandai
Technology
The product is developed by adopting the latest technology, which is Java-based programming.
Flexibility
Using web-based technology. Developed with a complete parameter-based system. Windows and Open Platform Linux.
Security
Implementing the Single Sign-On concept, securing applications when not in use, and Audit Trail.
Compliance
Developed with reference to SDLC standards as the basis for application development.
Technology
The product is developed by adopting the latest technology, which is Java-based programming.
Flexibility
Using web-based technology. Developed with a complete parameter-based system. Windows and Open Platform Linux.
Security
Implementing the Single Sign-On concept, securing applications when not in use, and Audit Trail.
Compliance
Developed with reference to SDLC standards as the basis for application development.
Technology
The product is developed by adopting the latest technology, which is Java-based programming.
Flexibility
Using web-based technology. Developed with a complete parameter-based system. Windows and Open Platform Linux.
Security
Implementing the Single Sign-On concept, securing applications when not in use, and Audit Trail.
Compliance
Developed with reference to SDLC standards as the basis for application development.
What Our Clients Say about Collega
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
What Our Clients Say about Collega
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
What Our Clients Say about Collega
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Wishing continuous success for colleagues ahead and further development by constantly enhancing products and services for banking in the future.
Imamil Fadhli
Head of the IT Division at Bank Aceh Syariah
Wishing continuous success for colleagues, may colleagues continue to grow to be at the forefront and trusted in supporting Information Technology for Banking.
Robby Yuwono
Head of the IT Division of Bank Victoria
We are satisfied with Collega's products and services, and we hope that in the future Collega continues to grow and develop as the Best Information Technology and Digitalization Partner for Bank Nagari in particular, and for banking in general.
Muhammad Irsyad
President Director of Bank Nagari
Collega has become a strategic partner that helps Bank Bengkulu transform digitally in a sustainable manner. We hope Collega continues to innovate and consistently brings technological solutions that support the advancement of the national banking industry.
H. Agusalim, SE, ME
President Director of Bank Bengkulu
Always success for Collega, may you advance further and become the best partner in Information Technology and Digitalization for Banking in Indonesia.
Fahmi Ridho
Operational Director of Bank Lampung
Why Choose Collega
Why Choose Collega
Why Choose Collega
For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.
For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.
For over 20 years, Collega has been a partner in digital transformation for banks and financial institutions in Indonesia – providing reliable, secure, and scalable technology solutions.
Deep Expertise in the Financial Industry
Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.
Security & Compliance Guaranteed
All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.
Integrated & Scalable Technology
A modular and flexible solution, easy to integrate, and ready to grow with your business needs.
Collaborative Approach
We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.
20+ Years of Experience
Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.
30+ Banks & Financial Institutions Trust Us
Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.
Deep Expertise in the Financial Industry
Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.
Security & Compliance Guaranteed
All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.
Integrated & Scalable Technology
A modular and flexible solution, easy to integrate, and ready to grow with your business needs.
Collaborative Approach
We become strategic partners who understand your challenges and work together to design impactful solutions for operations and clients.
20+ Years of Experience
Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.
30+ Banks & Financial Institutions Trust Us
Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.
Deep Expertise in the Financial Industry
Experienced for more than 20 years in core banking, payment, and digital financial solution development for dozens of banks in Indonesia.
Security & Compliance Guaranteed
All Collega solutions comply with BI–OJK regulations and data security standards, ensuring that your system is always safe and in accordance with requirements.
Integrated & Scalable Technology
A modular and flexible solution, easy to integrate, and ready to grow with your business needs.
Collaborative Approach
We become strategic partners who understand your challenges and collaboratively design impactful solutions for operations and customers.
20+ Years of Experience
Our long track record stands as evidence of our commitment to delivering stable, innovative, and result-oriented solutions.
30+ Banks & Financial Institutions Trust Us
Collega is trusted by more than 30 regional banks and national financial institutions to manage their digital systems and services.
FAQ about the product
FAQ about the product
FAQ about the product
OLIBs Laku Pandai
OLIBs Laku Pandai
OLIBs Laku Pandai
Do you have any other questions?
Do you have any other questions?
Do you have any other questions?
What are the benefits of using Laku Pandai?
Can the Laku Pandai application be used 24 hours a day?
Is the Laku Pandai transaction safe?
Does Laku Pandai connect directly with the banking system?
What services are available at Laku Pandai?
Who can use Laku Pandai?
What is Laku Pandai?
What are the benefits of using Laku Pandai?
Can the Laku Pandai application be used 24 hours a day?
Is the Laku Pandai transaction safe?
Does Laku Pandai connect directly with the banking system?
What services are available at Laku Pandai?
Who can use Laku Pandai?
What is Laku Pandai?
What are the benefits of using Laku Pandai?
Can the Laku Pandai application be used 24 hours a day?
Is the Laku Pandai transaction safe?
Does Laku Pandai connect directly with the banking system?
What services are available at Laku Pandai?
Who can use Laku Pandai?
What is Laku Pandai?
Let's Realize Your Banking Digital Transformation
The Collega Team is ready to help design the best solutions according to your business needs and regulations.
Let's Realize Your Banking Digital Transformation
The Collega Team is ready to help design the best solutions according to your business needs and regulations.
Let's Realize Your Banking Digital Transformation
The Collega Team is ready to help design the best solutions according to your business needs and regulations.
Products & Solutions
Resources
Address
Talavera Office Park
Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430
+622175924428
+622175924408
marketing@collega.co.id
Resources
Address
Talavera Office Park
Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430
+622175924428
+622175924408
marketing@collega.co.id
Products & Solutions
Address
Talavera Office Park
Jl. Letjen TB. Simatupang Kavling 22 - 26 Cilandak South Jakarta 12430
+622175924428
+622175924408
marketing@collega.co.id