Palangka Raya, November 20, 2025 — In order to strengthen strategic partnerships and long-term collaboration in the regional banking sector, Collega Inti Pratama also attended the 64th Anniversary of Bank Kalteng held in Palangka Raya, Central Kalimantan. This event became an important momentum for Bank Kalteng to reaffirm its commitment to transformation towards innovative and inclusive digital banking services.
Moments of Togetherness and Appreciation
The anniversary celebration of Bank Kalteng was lively, attended by the board of directors, commissioners, employees, and strategic partners from various regions. In a warm atmosphere of togetherness, Bank Kalteng showcased a retrospective of its long journey since its establishment in 1961 until now, becoming one of the regional development banks that consistently contributes to the economy of Central Kalimantan.
Collega Inti Pratama, as a technology partner that has supported the development of Bank Kalteng's digital systems in recent years, was present to provide support and appreciation for this extraordinary achievement. The presence of the Collega team also symbolizes the professional relationship built on values of trust, innovation, and the spirit of serving the nation.
Commitment Together Towards Digital Transformation
On this occasion, a representative from Collega conveyed birthday wishes and hopes that Bank Kalteng continues to be a pioneer in the digitalization of regional banking services.
The collaboration between Bank Kalteng and Collega has resulted in various transformation initiatives, including the implementation of a modern core banking system, digital channels, and a Super App service that facilitates customers to transact quickly and securely.
“Bank Kalteng is one of our important partners in the journey to build a digital banking ecosystem in Indonesia. We are proud to be part of the transformation that not only brings technology but also provides real value to the communities,” said a representative from Collega Inti Pratama.
Synergy to Build the Regional Economy
In line with the spirit of the 64th anniversary of Bank Kalteng, the theme this year is “Synergy for Greater Heights.” This theme aligns with Collega's vision to support the acceleration of digitalization in regional banks so that they become more resilient, efficient, and inclusive amid global economic challenges.
Through ongoing collaboration, Collega is committed to supporting Bank Kalteng in optimizing digital services, enhancing customer experiences, and expanding financial access for the people of Central Kalimantan.
Closing
Collega's presence at this celebration is a tangible manifestation of a strong and inspiring partnership. With the spirit of “Together We Make IT Better,” Collega is ready to continue contributing to Bank Kalteng's journey towards a modern, adaptive, and highly competitive banking future.
Collega Inti Pratama – Digital Banking Transformation Partner of Indonesia.
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Digital Ecosystem
Blog
QRIS (Quick Response Code Indonesian Standard) is one of the latest innovative breakthroughs in the payment system. QRIS is a digital payment system based on QR Code that facilitates cashless transactions in banking.
What is QRIS?
QRIS (Quick Response Code Indonesian Standard) is the national QR Code standard established by Bank Indonesia to unify various digital payment methods into one system. With QRIS, transactions can be made using just one QR Code that can be utilized by various payment applications, including mobile banking and digital wallets.
In the context of banking, QRIS has become one of the strategic services to support quick, safe, and efficient cashless transactions.
The Role of QRIS in Banking Services
QRIS plays a vital role in expanding digital payment services in the banking sector. Through the integration of QRIS, banks can provide more inclusive and accessible transaction services for both customers and business actors.
Some of the main roles of QRIS in banking include:
Supporting the cashless society ecosystem
Facilitating retail and MSME transactions
Accelerating cashless payment processes
Increasing the adoption of mobile banking services
Benefits of QRIS Services for Banking
The implementation of QRIS brings various benefits to the banking industry, including:
Improving Transaction Efficiency. QRIS reduces reliance on cash and accelerates the payment process.
Expanding Service Reach. Banks can reach MSME players and a broader segment of the community with relatively low implementation costs.
Enhancing Customer Experience. Transactions become more practical, fast, and convenient by simply scanning a QR Code.
Supporting Transparency and Security. Each transaction is recorded d digitally, making tracking and reporting easier.
QRIS as Part of the Digital Banking Transformation
QRIS is a crucial part of the digital transformation of banking. By integrating QRIS into core banking systems and other digital services, banks can create a modern and connected payment ecosystem.
Moreover, QRIS also opens up integration opportunities with other services such as:
Mobile & Internet Banking
Transaction reporting systems
Analysis of customer transaction data
Development of other digital payment products
It can be concluded that the QRIS system services in banking become an effective digital payment solution to support cashless transactions in Indonesia. With ease of use, security, and support from national regulations, QRIS helps banks improve service quality, expand financial inclusion, and accelerate the digital transformation of banking.
Collega Inti Pratama – Together We Make IT Better.
Core Banking
Blog
In the era of digital as it is now, the banking industry is required to move quickly, safely, and efficiently in serving customers. Behind various banking services that we use every day—from cash withdrawals, transfers, to mobile banking—there is a core system that is the backbone of bank operations, namely Core Banking System.
What is Core Banking System?
Core Banking System (CBS) is the primary system used by banks to run all core business processes in a centralized, integrated, and real-time manner. This system serves as the foundation of banking operations in managing customer data, financial transactions, banking products, and reporting.
With the Core Banking System, customers can perform transactions anytime and anywhere through various channels such as branch offices, ATMs, mobile banking, and internet banking, with data that is always synchronized within one system.
Functions of the Core Banking System
Core Banking System plays a vital role in ensuring the bank's operations run efficiently and safely. Here are some of its main functions:
Centralized Customer Data Management. CBS stores all customer data in one integrated system, making it easier to manage, monitor, and update data accurately.
Real-Time Transaction Processing. This system allows banking transactions such as deposits, withdrawals, fund transfers, payments, and financing to be conducted in real-time without delays.
Management of Banking Products and Services. The Core Banking System supports the management of various banking products such as savings, checking accounts, deposits, loans, and financing with flexible configurations.
Compliance with Regulations. CBS assists banks in meeting regulatory requirements through automatic reporting features, audit trails, and internal controls.
Multi-Channel Integration. The Core Banking System connects with various digital service channels, providing a consistent service experience for customers.
Benefits of the Core Banking System
The implementation of a modern Core Banking System provides many strategic benefits, including:
Increasing Operational Efficiency
Automated processes reduce manual work and the risk of human error.Enhancing Customer Service Quality
Fast and accurate transactions increase customer trust and satisfaction.Data and Transaction Security
The Core Banking System is equipped with multi-layer security systems to protect sensitive customer data.Supporting Business Scalability
Banks can easily develop new products and expand services as the business grows.
The Role of the Core Banking System in Digital Banking Transformation
In the digital era, the Core Banking System becomes the main key to banking transformation. A flexible core system enables banks to adopt modern technologies such as API Integration, Open Banking, Cloud Computing, and collaboration with fintech.
Without a reliable Core Banking System, the development of digital services will be hindered, making it difficult to compete in an increasingly competitive banking industry.
It can be concluded that the Core Banking System is the primary foundation that determines the success of operational and digital banking transformation. With a modern core system, banks can enhance efficiency, security, and service quality to customers while preparing to face future technological developments.
Collega Inti Pratama – Together We Make IT Better.
Events & Webinars
PT Collega Inti Pratama collaborates with PT Jojo Nomic Indonesia and is supported by PT Telkom Indonesia (Persero) Tbk to hold a webinar conducted online with the theme “Digital Transformation with No-Code Development to Drive Business Growth” on October 14, 2021.
Events & Webinars
The presence of Digital Lending as a solution to facilitate the loan application process for customers, as well as to support the growth of the banking business in the future. This digitization is expected to help reduce the number of unbanked and underserved individuals in Indonesia, which can be a key element for national economic growth.
